Terms and Conditions
What personal information do we collect from the people that visit our blog, website or app?
When applying for services on our site, as appropriate, you may be asked to enter your name, email address, mailing address, social security number or other details to help you with your experience.
When do we collect information?
We collect information from you when you voluntarily fill out a form or enter information on our site.
How do we use your information?
We may use the information we collect from you to provide the services in which you apply for and to quickly process your transaction.
How do we protect visitor information?
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
Do we use 'cookies'?
Third Party Disclosure
We will only transfer your information to trusted lenders for the purpose of servicing you. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety.
Third Party Links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
COPPA (Children Online Privacy Protection Act)
We do not specifically market to children under 18.
Consent to Electronic Delivery
By using our services consent to electronic delivery is required. You specifically agree to receive and/or obtain any and all documents from your specific lender via electronic communication.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. To be in accordance with CANSPAM we agree to the following: If at any time you would like to unsubscribe from receiving future emails, you can email us at firstname.lastname@example.org and we will promptly remove you from ALL correspondence.
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are a referral service to qualified participating lenders that may be able to provide small cash advance loans. There is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. EZPaydayLoans.us does not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Our network of lenders is extensive serving all states in which short-term lending is legal. To the best of our knowledge, all lenders in our network comply with applicable laws and regulations. They should never engage in activities that are unfair, abusive or deceptive.
Ultimately, you, the consumer, are responsible for understanding all of the terms and conditions of your loan. We strongly recommend that you read and understand your lender's policies. Additionally, you should be aware of the implications of not complying with those terms and conditions. For example, if you are late in making payments, or are unable to make payments altogether, this might result in additional late fees and/or collection activities.
It is important that you borrow only what you will be able to repay. Payday loans are meant to be short term loans and are not designed to alleviate long term financial struggles. If you find yourself in need of debt assistance, you may want to find a professional financial adviser.
These terms and conditions were last updated on Oct 12, 2015, and will be periodically updated as needed.
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